• You may desire to own your own house and stop paying rent.
• You may desire to leave an inheritance for your children.
• You may desire to have other sources of income (rental income)
• You may desire to utilize the National Housing Fund (NHF) loan at 6% per annum
• You may want to convert the rent you are paying for your dependents to mortgage.
• You may be desirous of living within a secure, structured environment that is well maintained.
• You may want to save yourself the stress of buying land and building in a remote area.

    If you are renting an apartment at the moment, please come to terms with the fact that you “owe” your landlord/landlady next month’s rental.

    Instead of paying rent each month/year to your landlord/landlady. why not pay about the same amount of money to the mortgage bank knowing that it is your house that you are paying for. Remember, your rent increases but the mortgage loan repayment amount remains the same all through the years.

If you consider the following, our estate will be cheaper for you;

• The fact is that you are only paying a percentage of the cost of the property as an equity contribution.
• Cost of constructing access roads to your house.
• Cost of laying pipes for water to your house.
• Cost of drawing electric wires to your house.
• Cost of buying land that is in dispute and settling various “parties” to the land.
• The estimated final cost of building the housing unit, especially as you do not have all the money now.
• The rising cost of building materials and inflationary trends in the country.
• Cost of arranging for security for your house.
• Cost of Living with people who do not have the same way of thinking as you do.
• Cost of people barging in on you whenever they feel like it.
• And importantly, cost of your time in doing all of the above.

Other people will! They already are doing that in other parts of the country.